Banking Services

Introduction to Banking (2021)

Updated

Overview

This eCourse consists of three modules. Module 1 is a video which provides a high-level overview of banking, beginning with the role of banks in the provision in credit and capital as well as payments services. The video also describes fractional reserve banking, the difference between commercial and investment banking, the different types of bank ownership model, the growth of shadow banking, and the key banking industry stakeholders.

Module 2 looks at the role of modern consumer banking institutions. The key issues addressed include the structure of the sector, the product offerings, the drivers of profitability, and the role of regulation.

Module 3 looks at the typical structures associated with investment banks and their key activities and sources of revenue, namely M&A advice, underwriting, sales and trading, asset management, and prime brokerage.

Objective

On completion of this course, you will be able to:
- Identify aspects of the main retail distribution channels
- Name the product and services offered by retail banks, including savings products, money transmission and payment systems, and credit extension
- Identify the sources of profitability for a retail bank
- Recognise typical retail banking forms of organization and how they have evolved
- Recall the key aspects of regulation relating to retail banking
- Define the key organizational structures used in investment banking
- Recall how conflicts of interest can arise in investment banking activity
- Recognise the main types of M&A transaction, how these deals are financed, and the fees earned by investment banks in M&A business
- Identify the key issues in underwriting business, the price setting methods involved, and the main participants
- List the other major lines of business in investment banking such as sales and trading, asset management, and prime brokerage

Content

Module 1: Banking – Primer

Module 2: Business of Consumer (Retail) Banking
Topic 1: Overview of Consumer Banking
Topic 2: Digital Banking
Topic 3: Asset & Liability-Side Products
Topic 4: Payments Services
Topic 5: Other Products
Topic 6: Profitability of Retail Banks
Topic 7: Ownership
Topic 8: Regulation

Module 3: Business of Investment Banking
Topic 1: Industry Structure & Development
Topic 2: Conflicts of Interest
Topic 3: Mergers & Acquisitions (M&A)
Topic 4: Underwriting
Topic 5: Other Business Lines

Details

Code
TEPBS21005301
Venue
ePlatform
Relevant Subject
Others
Language
English
Level
Introductory
Hours
SFC:2.00, PWMA:2.00
Fees
All Member: HK$570
Staff of Corporate Member: HK$570
Non-Member: HK$840