Overview

Accumulators and decumulators are popular structured products which are sold to clients of private banks. While they are popular, they are also high risk investments. Before selling these products, you should know how they are structured and their inherent risks.

Objective

On completion of this course, you will be able to:
- understand what equity linked accumulators and decumulators are and how they are structured
- outline the factors that affect their structure and valuation
- highlight the risks when investing in accumulators and decumulators
- identify the main client considerations when selling accumulators and decumulators

Content

1. Accumulators and Decumulators: The Building Blocks
2. Equity Accumulators
3. Accumulators - Pricing Factors
4. Accumulators - Risk Characteristics
5. Accumulators - Client Consideration
6. Equity Decumulators
7. Decumulators: Client Considerations