概要

As Hong Kong faces increasing longevity, inflationary pressure and market uncertainty, retirement planning is shifting from wealth accumulation to decumulation, the process of converting retirement assets into sustainable income. Against this backdrop, financial practitioners need to understand the key challenges retirees may face, the range of income solutions available in the local market, and the practical considerations involved in helping clients build resilient retirement income strategies.

This webinar provides an introductory overview of retirement income and decumulation approaches in Hong Kong. By the end of the session, participants should be able to:

• Identify the key retirement income challenges faced by Hong Kong clients, including longevity, inflation and market volatility
• Explain major retirement income and decumulation approaches
• Assess when different approaches may be used within a retirement plan
• Apply key risk and disclosure considerations

Speakers:

Mr Marco Tsang, The Hong Kong Mortgage Corporation Limited

Ms Christine Choy, HKMC Annuity Limited

Moderator:

Ms Janet Li, CEO of BEA Union Investment Management Limited

內容

• Retirement Landscape & Client Needs
• Overview of Retirement Income Approaches
• Sharing – “HKMC Retire 3” (Reverse Mortgage Programme, Policy Reverse Mortgage Programme and HKMC Annuity Plan)
• Practical takeaways (e.g. recap of key tips)

對象

SFC-licensed financial practitioners including but not limited to investment advisers, private bankers and relationship managers who advise clients on retirement income planning, portfolio management and decumulation.