概要

This eCourse consists of two modules on consumer banking products.

Consumer/retail credit products come in multiple guises, from short-term facilities such as overdrafts to much longer-term financing in the form of mortgages. The various forms of financing are distinguished not just by term but also by features such as whether the credit facility comes with security (collateral) attached.

Module 1 describes the major credit product lines and the typical stages of the lending cycle.

Module 2 describes the various noncredit products that consumer banking businesses offer their customers.

內容

Module 1: Consumer Banking Products – Credit
Topic 1: Consumer Credit Overview
Topic 2: Short-Term Facilities
Topic 3: Term Loans
Topic 4: Mortgages & Other Home Loans
Topic 5: Lease-Type Financing
Topic 6: The Lending Cycle
Topic 7: Problem Credit Management

Module 2: Consumer Banking Products – Noncredit
Topic 1: Checking/Current Accounts
Topic 2: Savings & Investments
Topic 3: Payments
Topic 4: Foreign Exchange
Topic 5: Insurance
Topic 6: Product Bundles
Topic 7: Islamic Banking