Overview

This eCourse consists of two modules. Module 1 details how asset-based finance works and how it meets corporates’ business needs. It covers the different asset types, the common features of asset-based loans, and the differences between loans and leases. The risks associated with asset-based finance products and how these risks can be mitigated are discussed in detail. The module concludes by looking at the asset realization process and the issues and challenges this can produce.

Module 2 focuses on trade finance products and services. It describes trade transactions and the business needs they give rise to, along with various services and funded/unfunded products that are available to meet these needs. This is followed by an explanation of issues and risks that can occur with these products and the ways that these risks can be managed. Note that, while the module concentrates on cross-border (international) trade, some of the products and services, such as bonds/guarantees, are also used domestically.

Objective

On completion of this course, you will be able to:
- Define asset-based finance and identify the various asset types that may be financed
- Recognize the different types of asset-based finance and the differences between loans and leases
- Identify the key risks associated with asset-based finance and how these risks can be managed
- Recognize the various stages of the asset realization process
- Identify the different stages of the trade transaction lifecycle and the parties involved in the provision of various trade finance products and services
- Recognize the features of trade finance services as well as funded and unfunded credit products
- Identify the key risks associated with trade finance and how these risks can be managed

Content

Module 1: Corporate Banking Products - Asset-Based Finance
Topic 1: Basics of Asset-Based Finance
Topic 2: Asset-Based Finance Products
Topic 3: Product Risks
Topic 4: Asset Realization

Module 2: Corporate Banking Products - Trade Finance
Topic 1: Basics of Trade Finance
Topic 2: Trade Finance Products
Topic 3: Product Risks