概要

The emergence of digital saw the payments industry experience a radical reshaping in terms of new technologies and modernised infrastructure, largely driven by FinTech innovation and new business models for an industry once dominated by banks and card networks. The result has been a host of new payments methods and a vastly improved customer experience. This eCourse describes these new methods and how they compare to more traditional means of payment.

宗旨

On completion of this eCourse, you will be able to:

- Identify the difference between object-based and claim-based money
- Define central bank money, namely cash and central bank digital currency (CBDC), and why cash usage has declined in the face of digital alternatives
- Define e-money and its impact on the payments landscape
- Distinguish between “pay-by-bank” and “pay-by-card” transactions and identify the many different methods of payment that fall under each

內容

Topic 1: Money & Payments Overview
Topic 2: Central Bank Money
Topic 3: E-Money
Topic 4: Payments Methods