HKSI Institute AR2021

89 香港證券及投資學會 二零二一年年報 12 現金及銀行結餘 截至二零二一年三月三十一日，本集團 代表香港特別行政區政府就先導計劃的 限制性用途，持有為數港幣 4,450,648 元 （二零二零年：港幣 5,025,680 元）的現金 及銀行結餘。先導計劃的詳載列於附註 15 。 現金及現金等價物餘額分析如下： 12 Cash and bank balances 2021 2020 Deposits with banks and other financial institutions 銀行和其他金融機構存款 $ 35,898,646 $ 45,549,355 Cash at bank and in hand 銀行存款和現金 32,309 40,686 Total cash and bank balances 現金及銀行結餘總額 $ 35,930,955 $ 45,590,041 Less: Time deposits with banks with original maturity over three months 減：原到期日超過三個月的銀行 定期存款 (16,134,943) (20,726,473) Cash and bank balances 現金及銀行結餘 $ 19,796,012 $ 24,863,568 As at 31 March 2021, an amount of HK$4,450,648 (2020: HK$5,025,680) cash and bank balances was held by the Group on behalf of the Government of the Hong Kong Special Administrative Region for the restrictive use for the Pilot Programme. Details of the Pilot Programme are set out in note 15. Analysis of the balances of cash and cash equivalents: 2021 2020 Cash and bank balances 現金及銀行結餘 $ 19,796,012 $ 24,863,568 Less: Restricted cash balances 減：受限制的現金結餘 (4,450,648) (5,025,680) Total cash and cash equivalents 現金及現金等價物總額 $ 15,345,364 $ 19,837,888