HKSI Institute AR2019

105 香港證券及投資學會 二零一九年年報 11 Deposits, prepayments and other receivables The r en t a l depos i t o f HK$1,465,652 i s expec t ed t o be recovered after one year. All of the other deposits, prepayments and other receivables are unsecured, interest free and expected to be recovered or expensed in profit or loss within one year. As at 31 March 2019, an amount of HK$297 (2018: HK$34) other receivables was recorded in relation to the Pilot Programme. 12 Cash and bank balances 2019 2018 Deposits with banks and other financial institutions 銀行和其他金融機構存款 $ 52,738,822 $ 47,505,033 Cash at bank and in hand 銀行存款和現金 28,498 32,414 Total cash and bank balances 現金及銀行結餘總額 $ 52,767,320 $ 47,537,447 Less: Time deposits with banks with original maturity over three months 減：原到期日超過三個月的 銀行定期存款 (20,253,386) (19,946,483) Cash and bank balances 現金及銀行結餘 $ 32,513,934 $ 27,590,964 As a t 31 Ma r ch 2019, an amoun t o f HK$3,179,011 (2018: HK$3,998,236) cash and bank balances was held by the Group on behalf of the Government of the Hong Kong Special Administrative Region for the restrictive use for the Pilot Programme. Details of the Pilot Programme are set out in note 15. Analysis of the balances of cash and cash equivalents: 2019 2018 Cash and bank balances 現金及銀行結餘 $ 32,513,934 $ 27,590,964 Less: Restricted cash balances 減：受限制的現金結餘 (3,179,011) (3,998,236) Total cash and bank balances 現金及銀行結餘總額 $ 29,334,923 $ 23,592,728 11 按金、預付款及其他應收款 為數港幣 1,465,652 元的租金按金預計 於一年後收回。所有其他按金、預付賬 款和其他應收款均無抵押、免息的，并 預計可於一年內收回或在損益內確認為 費用。 截至二零一九年三月三十一日，與先導 計劃相關的其他應收款為港幣 297 元（二 零一八年：港幣 34 元）。 截至二零一九年三月三十一日，本集團 代表香港特別行政區政府就先導計劃的 限制性用途，持有為數港幣 3,179,011 元（二零一八年：港幣 3,998,236 元）的 現金及銀行結餘。先導計劃的詳載列於 附註 15 。 現金和現金等價物餘額分析如下： 12 現金及銀行結餘