Credit Risk Appetite - Part 2

Credit Risk Appetite - Part 2

Overview

Credit risk appetite varies considerably by customer type. Credit extended to a customer must comply with the lender’s credit risk appetite – proposals outside appetite may be approved, but only exceptionally.

Banks also need to manage industry risk – the risk that companies in a particular industry will be negatively impacted by various internal and external factors.

This tutorial looks at how banks identify, manage, and mitigate both customer and industry risk.

Objective

On completion of this tutorial, you will be able to:
- Describe how credit risk appetite differs depending on the customer type
- Explain how banks identify and manage industry risk

Content

Topic 1: Customer Risks
Topic 2: Industry Risk

Details

Code
TERFR17005501
Venue
ePlatform
Language
English
Level
Intermediate
Hours
SFC:1.0, PWMA:1.0
Fees
All Member: HK$280
Non-Member: HK$390
Staff of Corporate Member: HK$280